#American general life insurance code#
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#American general life insurance free#
Use our free online tool to search for the best health insurance rates your area has to offer. The American General Life Companies provide life insurance products to more 13 million customers. The American General Health Insurance Company review includes an overview of the American General Life Companies.
Because no genuine issue of material fact remained as to the meaning of the agent contract or any of the elements of a breach of contract claim, the court granted American General’s motion for summary judgment as to its cause of action for breach of contract.American General Health Insurance Company After reviewing the agent contract, the Court agreed with American General that the term “unearned commissions” was not ambiguous and that there was only one reasonable interpretation of the term “unearned commissions”, that is, commissions that were paid to an agent in connection with premiums that were subsequently returned to the policyholder for any reason. American General moved for partial summary judgment, arguing that there was no genuine issue of material fact that Mickelson breached the contract.
Mickelson argued that the commission he received for selling life insurance to Ciccati was not “unearned” and therefore outside the scope of the agent contract. When Mickelson refused to return the commission amount requested, American General filed suit seeking return of the unearned commission.
American General then demanded Michelson to return the commission of $83,329.20 because, under the agent contract, once American General returned the premiums to Ciccati, Mickelson’s commission became unearned. Thereafter, in 2011, American General rescinded the Ciccati policy and returned all premiums to Ciccati. American General paid Mickelson $83,329.20 in commissions when the policy was issued to Ciccati in 2007. Mickelson marketed American General life insurance to a customer named Adele Ciccati, who ultimately applied for and was issued a policy. The contract required Mickelson to repay any “unearned commissions” he received from American General for obtaining policy applications if American General had to return the premiums or payments to a policy owner, obtained through Mickelson, for any reason. The dispute arose out of an agent contract between American General and insurance agent David Mickelson, in which Mickelson agreed to solicit applications for American General’s insurance plans. Ellison of the Houston Division of the Southern District of Texas granted summary judgment in favor of American General Life Insurance Company (“American General”) in American General Life Insurance Company v.
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